Our Products

Savings Deposit Accounts

Our customers can achieve their goals with ease by saving funds with us. We offer attractive interest rates. Our savings products include;

  • Target Savings enables our customers to meet their financial needs over a particular period.
  • Daily Contributions helps you save funds daily
  • Minor Accounts assist you in maintaining an account for underage children for the future educational plan.

Current Deposit Accounts

Our current Account products qualify our customers to access any of our loan/advance products and payments of civil/public servants' salaries.

Term Deposits Account.

Customers can invest in our term deposit for 30, 90, 180, & 360 days. The interest rate is attractive and negotiable.

Loans and Advances

The bank’s loan products are designed to meet the customer’s financial needs with affordable interest rates. Our loan facilities are structured on a reducing balance repayment basis.

  • Agricultural loans enable our customers to have access to various farming activities and farm inputs with affordable interest rates. The customers enjoy a 40% interest Drawback (IDP) of the total interest paid to the Bank under the CBN Agricultural Credit Guarantee Scheme Funds (ACGSF) after the complete repayment of the loan
  • Education Loan enables parents or students to have access to funds for payment of school fees.
  • Business loan enhances the expansion of various businesses. Business owners are allowed overdrafts to meet their short-term financial needs. This loan is designed for Business owners, corporate entities, and other business organizations.
  • Group loan enables individuals in a similar line of business to come together as a group to have access to finance.
  • SMES Loan enables the various small-scale business owners to have access to funds. This includes roadside traders, Mama put, Vulcanizers, petty traders, and other traders.
  • Asset financing loan enables customers to have access to funds to finance their project or acquire an asset such as a Motor Vehicle, motorcycle, Keke NAPEP, land & building for school projects. The repayment is within 12 -36 months with affordable interest rates.

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